There is no doubt about it, the more points you own, the greater flexibility you will have to stay in the types of suites you love best and to stay as long as you wish. The great news is that you have a number of options available when you upgrade to an annual contract: Borrowing, Accelerating, and Banking.
When upgrading your membership is not an option for you at the time, the most obvious choice you have is to borrow points from future years to cover your reservation. Members with Annual membership will be able to borrow a full year’s allotment of Club points for up to 5 successive calendar years in advance for use in the current calendar year. All you have to do is pay for the maintenance fees. Biennial members can borrow from their next use year’s allocation. Remember that borrowed points may not be used during the holiday seasons unless you are an Elite member.
Acceleration is when you use points from the back end of your membership. This benefit is only available to Annual membership. In order to take advantage of this benefit you will be required to pay the associated maintenance fees and have paid at least 30% of the purchase price for your membership. Accelerated points may not be used during the holiday seasons unless you are a Gold or Platinum Elite member.
If you have time to plan ahead and need to have more points to cover a particular suite or length of stay, you can bank your points from one year to the next up to 5 years in an Annual program. Biennial members can bank to their next use year’s allocation. In order to bank points for the following year, you must do so before the end of October each year and be up to date with your maintenance fees. You may bank points easily by calling 1-877-722-4592 to request the activation of this benefit.